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RRSP Rates
 
Flexible RRSPs
Non-Redeemable RRSPs
RRSP Accounts
 
  Products and Services
Investing  

Non-redeemable RRSP term deposits

Non-redeemable term deposits reward you for simply leaving your money alone while it grows.

Non-redeemable term deposits

Features
Minimum investment is $500
Term lengths from 90 days to 60 months
Interest guaranteed and compounded annually

Shared Growth and Shared World term deposits

Unique to Vancity, Shared Growth and Shared World term deposits provide the added benefit of community investing while paying you attractive interest rates. Community investing projects return social, environmental and economic benefits to economically disadvantaged people. You can increase the benefits of your investment by voluntarily choosing a lower interest rate. Your “interest donation” from a Shared Growth term deposit helps local community groups. A Shared World term deposit assists international community-based organizations.

Shared Growth term deposit

Provides satisfaction knowing your money is providing social, environmental and economic benefits to local communities.

Features and benefits
Minimum investment is $500
Term lengths from one to five years
Interest guaranteed and compounded annually
Fully insured by Credit Union Deposit Insurance Corporation

Shared World term deposit

Shared World term deposits benefit international community-based organizations while paying you a reasonable rate of return.

Features and benefits
Minimum investment is $500
Term length of one year
Interest guaranteed and compounded annually
Fully insured by Credit Union Deposit Insurance Corporation